Cost Containment

Healthcare Cost Containment

Forensic Claims Analysis & Recovery

Identify and recover improper payments, billing errors, and fraudulent claims with forensic claims analysis by board-certified physicians and certified coders. Our comprehensive review uncovers overpayments averaging $2-4M annually while preventing future payment errors.

$2-4M Recovered
95% Accuracy
6-Month ROI
The Challenge

The Cost of Improper Payments

Healthcare payers lose 3-5% of total claims payments to errors, fraud, waste, and abuse. Manual audits catch less than 1% of improper payments.

Overpayments & Billing Errors

Duplicate payments, incorrect fee schedules, and coding errors result in millions in overpayments. Manual review processes catch only a fraction of these errors.

Fraud, Waste, and Abuse

Unbundling, upcoding, and medically unnecessary services drain plan resources. Detecting sophisticated fraud schemes requires clinical and coding expertise.

Limited Audit Coverage

Manual audits review less than 1% of claims due to resource constraints. Critical overpayments and patterns go undetected, allowing ongoing losses.

Complex Recovery Process

Identifying overpayments is only half the battle. Recovery requires documentation, provider negotiation, and legal defensibility—often taking months or years.

Our Solution

Our Solution – Forensic Claims Analysis

Comprehensive claims review combining board-certified physicians, certified coders, and advanced analytics to identify, validate, and recover improper payments.

01

Clinical & Coding Expertise

Board-certified physicians and certified professional coders (CPCs) review claims for medical necessity, appropriate coding, and billing compliance. Not automated algorithms alone.

02

Advanced Forensic Analytics

Proprietary analytics identify payment patterns, anomalies, and potential fraud schemes. Machine learning models trained on millions of claims detect subtle indicators of improper payments.

03

End-to-End Recovery

Complete recovery process from identification through collection. Our team handles provider outreach, documentation, negotiation, and legal support to maximize recovery rates.

Forensic Review Process
1

Data Analysis

Pattern identification

2

Clinical Review

Physician validation

3

Documentation

Legal defensibility

4

Recovery

Provider negotiation

5

Prevention

Process improvements

Average recovery within 6-12 months

Key Capabilities
Board-certified physician review for medical necessity
Certified coder analysis for coding accuracy
Duplicate payment identification
Unbundling and upcoding detection
Coordination of benefits (COB) verification
Fee schedule accuracy validation
Contract compliance auditing
Provider negotiation and recovery support
Legal defensibility documentation
Preventive recommendations and reporting
Benefits

Measurable Financial Impact

Direct ROI and cost savings across every stakeholder segment

For Health Plans & TPAs

  • $2-4M average annual recovery (mid-sized health plans 100K-500K members)
  • 3-5% of audited claims have recoverable overpayments
  • 85%+ recovery rate on identified overpayments
  • ROI typically 6-12 months (3:1 to 5:1 return on investment)
  • Enhanced fraud, waste, and abuse (FWA) detection capabilities
  • Reduced future overpayments through process improvements
  • Better medical loss ratio (MLR) management and regulatory compliance

For Self-Funded Employers

  • Direct bottom-line savings: $500K-$2M recovered annually (employers with 5K-25K employees)
  • Reduced healthcare spend without cutting employee benefits
  • Lower stop-loss premiums through better claim management
  • Protection against provider billing errors and fraud
  • No internal HR/benefits staff required for claims auditing
  • Improved plan performance and cost predictability
  • Employee transparency: Recovered funds offset future premium increases

For Workers' Comp & Casualty

  • Medical bill review and repricing for workers' compensation claims
  • 30-40% average savings on medical bills through forensic analysis
  • Detection of unbundling, upcoding, and duplicate billing in injury claims
  • Support for litigation and subrogation efforts with detailed documentation
  • Independent medical bill validation for disputed workers' comp claims
  • Compliance with state workers' comp fee schedules and regulations
  • Auto liability and general liability medical claim cost containment
  • Legal defensibility and expert witness support for challenged medical bills

For Re-insurers & Stop-Loss

  • Reduced catastrophic claim exposure on medical reinsurance treaties
  • Forensic analysis of high-dollar claims ($500K+) before attachment points
  • Enhanced due diligence: Validate medical necessity for expensive treatments
  • Improved loss ratios through overpayment recovery (avg 3-5% of large claims)
  • Better underwriting with historical overpayment pattern data and analytics
  • Lower claims exceeding specific deductibles ($100K-250K attachment points)
  • Aggregate claim cost reduction for self-funded employer group portfolios
  • Improved profitability and competitive pricing for employer clients
  • 85%+ recovery rate on identified overpayments in catastrophic claims
  • 4:1 to 6:1 ROI for high-dollar claim forensic review
  • $200K-500K average recovery per catastrophic claim reviewed
Why Avande

Why Choose Avande for Cost Containment

01

Clinical Expertise, Not Just Data Analytics

Unlike vendors relying solely on automated algorithms, every finding is validated by board-certified physicians and certified coders. This ensures clinical accuracy, legal defensibility, and higher recovery rates on challenged overpayments.

  • Board-certified physicians validate medical necessity
  • Certified professional coders ensure coding accuracy
  • Clinical documentation supports recovery efforts
02

Proven Forensic Methodology

25+ years developing proprietary forensic analytics specifically for healthcare claims. Our models identify sophisticated fraud schemes, billing patterns, and payment anomalies that simple edits and audits miss completely.

  • Proprietary analytics trained on millions of claims
  • Pattern recognition for complex fraud schemes
  • Continuous model improvement from new findings
03

Full-Service Recovery & Prevention

Complete end-to-end service from identification through recovery and prevention. We handle provider outreach, negotiation, legal documentation, and process improvements—maximizing recovery rates while minimizing your administrative burden.

  • 85%+ recovery rate on identified overpayments
  • Professional provider relations and negotiation
  • Preventive recommendations to stop future errors
Proven Results

Cost Containment Results

$2-4M Average annual recovery
3-5% Claims with recoverable overpayments
85%+ Recovery rate on identified overpayments
3:1 to 5:1 Average ROI ratio
6-12 months Typical ROI payback period
25+ years Forensic claims expertise

$3.1M Recovered Through COB and Fraud Detection

Challenge

Coordination of benefits (COB) errors resulting in Medicare Advantage plan paying primary when secondary. Suspected pharmacy fraud schemes.

Solution

Comprehensive COB analysis cross-referencing multiple databases. Pharmacy claims pattern analysis identified fraud schemes including prescription splitting and doctor shopping.

Results
  • $3.1M total recovery (COB errors + pharmacy fraud)
  • $2.2M in COB overpayments identified and recovered
  • $900K pharmacy fraud detected and recovered
  • 15 provider/pharmacy fraud schemes identified
  • 89% recovery rate with legal support
FAQ

Cost Containment FAQ

Ready to Recover Millions in Improper Payments?

See how forensic claims analysis can identify overpayments, recover funds, and prevent future payment errors

Schedule a consultation to learn how our physician-led review process delivers measurable ROI for your organization.

  • $2-4M average annual recovery
  • 85%+ recovery rate
  • 3:1 to 5:1 ROI
  • SOC 2 | HIPAA | HITRUST
Ready to Recover Millions in Improper Payments?